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Latest Blog Posts

October 20, 2026

Rate Buydown vs. Price Cut: Selling in Santa Maria & Orcutt

At 7.4% rates, a seller-paid rate buydown can cut a Santa Maria or Orcutt buyer's payment 2–3x more than the same-dollar price cut. Here's the math.
September 20, 2026

Cost to Sell a Home in Santa Maria & Orcutt (2026)

Selling in Santa Maria or Orcutt usually costs 5.5–8% of the sale price, including commissions, escrow, title, and the $1.10/$1,000 county transfer tax.
August 20, 2026

Give Up Your 3% Mortgage to Move in Orcutt? Run the Math

Moving up from a 3% to a 7.4% mortgage can add $2,500+ a month, but downsizing in Orcutt or Santa Maria can keep your payment flat. Here's the math.
July 20, 2026

Buy Before You Sell in Orcutt? Your 5 Options in 2026

You can buy your next Orcutt or Santa Maria home before selling. Compare contingent offers, bridge loans, HELOCs, and rent-backs, with real costs.

Stephanie Souza

805-440-0678

The Central Coast is as unique as the people that live here. We are surrounded with beautiful mountains, beach communities, lovely lakes and award winning wineries. There is a little piece of paradise here for everyone!

Stephanie treats each client with superior service and a friendly attitude. With a proven track record of success, Stephanie sets high expectations for commitment and passion to every client and transaction. Her understanding of how to market properties and negotiate deals consistently puts her clients in a dominant position for success.

“It is not a job , it’s a passion! My favorite part of the job is witnessing a family get the keys to the home they love! For me closing a transaction doesn’t mean the end….rather the beginning of a new relationship.”